This is one of my pet hates that is right up there alongside stealing peoples pictures from their blogs. So I thought why get mad.... when I can #RantyFriday about it.
Back in 2009 I was having a look around the internet when a stumbled across a fantastic idea - putting £1 a day into a jar and then taking out the money when you wanted to to spend on a treat.
You wouldn't miss £1 a day but think how great it would feel to have £50 to spend on that handbag you'd been looking at without feeling guilty, what else would you have spent that £1 on?
At the time I was very active on Money Saving Expert, I looked for a thread the same but there wasn't anything, so I started the £365 in 365 day challenge. By the end of 2010 there were over 200 people signed up to the challenge.